Insurance And Liability

Make Sure Your Insurance Policy Provides FULL TORT coverage LIMITED TORT Under Pennsylvania Law, if you choose Limited Tort coverage on your auto insurance policy, you give up the right to receive compensation for pain and suffering under certain circumstances if you...

Will the Insurance Company offer a fair settlement if I don't have a Lawyer? The short answer to your question is, "not likely". Insurance companies usually do not accept responsibility or provide compensation for personal injuries easily. Most successful recoveries...

What if the Insurance Company Offers me a Check Right Away - Should I Take it? Before you accept anything, or sign anything from an insurance company, make sure you know your legal rights and options. Accepting a check now may forfeit your rights for full compensation...

Other Driver Says I am at Fault! She Hit Me! What Should I Do? In some cases, liability is clear, for example if you are rear-ended while stopped at a traffic light. But often, each driver will blame the other for causing the crash. Sometimes a police report or an...

Uninsured Driver Ran Red Light and Hit Me. Who Will Pay for my Car and Compensation? If you are hurt, through no fault of your own, by the negligence of an Uninsured driver, you have to rely on the coverage you purchased for your car. Hopefully you purchased collision...

Have Your Auto Insurance Policy Reviewed by Personal Injury Attorney! There is a substantial change in the law that may affect your ability to collect a verdict or award from the negligent party that caused you harm. The new limitations on joint and several liability...

"Limited tort" coverage is just that—limited—and it means that the insured and their family members covered under the policy cannot receive compensation for pain and suffering in many cases. This sacrifice in full protection not only affects accidents within one’s own...

If You Cause a Collision While Driving a Friend’s Car, Whose Insurance Covers What Damages? We wanted to share the answer to this question and answer on our blog as it may help our readers... This question is more complicated than it first appears. The primary rule of...

Can I Sue My Own Insurance Company for my Injuries in a One-Car Accident in a No Fault State? We wanted to share the answer to this question and answer on our blog as it may help our readers... I was in accident caused by a deer hitting my vehicle which made me go off...

What If I Remove Liability Coverage for my Car? If you remove liability coverage from a vehicle in Pennsylvania because it is not operable or you no longer use it, you are required to return your license plate to PennDOT. Being the owner of an uninsured vehicle may...